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Several benchmark refinance rates rose today.

The national normal for a 30-year fixed-rate refinance floated higher, though a normal rate on a 15-year bound remained steady. The normal rate on 10-year bound refis, meanwhile, climbed.

Rates for refinancing are constantly changing, though they continue to paint a discount compared to rates before a Great Recession. If you’re in a marketplace to refinance, it might make clarity to tighten if we see a rate we like.

Compare refinancing rates in your area now.

## 30-year bound refinance

The normal 30-year fixed-refinance rate is 3.92 percent, adult 1 basement indicate over a final week. A month ago, a normal rate on a 30-year bound refinance was lower, during 3.83 percent.

At a stream normal rate, you’ll compensate $472.81 per month in principal and seductiveness for each $100,000 we borrow. That’s an additional $0.57 compared with final week.

You can use Bankrate’s mortgage calculator to figure out your monthly payments and see how most you’ll save by adding additional payments. It will also assistance we calculate how most seductiveness you’ll compensate over a life of a loan.

## 15-year bound refinance

The 15-year bound refi normal rate is now 3.14 percent, unvaried from a week ago.

Monthly payments on a 15-year bound refinance during that rate will cost around $696 per $100,000 borrowed. The bigger remuneration might be a small harder to find room for in your monthly bill than a 30-year debt remuneration would, though it comes with some large advantages: You’ll save thousands of dollars over a life of a loan in sum seductiveness paid and build equity most faster.

## 10-year bound refinance

The normal rate for a 10-year fixed-refinance loan is 3.07 percent, adult 5 basement points over a final week.

Monthly payments on a 10-year fixed-rate refi during 3.07 percent would cost $966.53 per month for each $100,000 we borrow. If we can conduct that large monthly payment, you’ll suffer even some-more seductiveness cost assets than we would with a 15-year term.

## Where rates are headed

To see where Bankrate’s row of experts design rates to go from here, check out a Rate Trend Index.

Want to see where rates are right now? See internal debt rates.

**Methodology:** The rates we see above are Bankrate.com Site Averages. These calculations are run after a tighten of a prior business day and embody rates and/or yields we have collected that day for a specific banking product. Bankrate.com site averages tend to be flighty — they assistance consumers see a transformation of rates day to day. The institutions enclosed in a “Bankrate.com Site Average” tables will be opposite from one day to a next, depending on that institutions’ rates we accumulate on a sold day for display on a site.

To learn some-more about a opposite rate averages Bankrate publishes, see “Understanding Bankrate’s Rate Averages.”